Construction and Allied Trade Insurance. Comprehensive Solutions for the Construction and Trade Sector
Construction and Allied Trade Insurance can be complex. The construction and trade industry faces demanding insurance challenges. These require careful planning to secure the best insurance coverage at competitive premiums. Ensuring your business has the right protection is essential for peace of mind and financial stability.
Whether you are a sole trader, a commercial enterprise with multiple employees, or a global contractor, you need insurance tailored to your unique needs. This provides confidence that your business is covered against potential risks and exposures.
At Phelan Caswell Insurances, we specialise in arranging flexible Construction and Allied Trade Insurance policies designed to match your specific business requirements.
Key Insurance Coverages for Construction and Allied Trades
We offer a wide range of coverage options to meet your business demands:
- Public & Products Liability
- Employers Liability
- Plant, Tools & Equipment
- Product Efficacy
- Professional Indemnity (Design & Construct)
- Engineering & Machinery Insurance
- Motor Fleet Insurance
- Contract Works Insurance
- Personal Accident Coverage
- Business Interruption Insurance
- Property Insurance (Related to Business)
- General Contents & Stock Coverage
Liability Insurance: Comprehensive Protection
Liability insurance safeguards you from financial losses caused by your actions or negligence. If someone is injured or their property is damaged due to your business, this coverage helps manage compensation costs.
Specialised Coverages Explained Product Efficacy Insurance
This optional extension to liability insurance protects against legal claims due to your product or service failing to perform as intended.
Product Liability Insurance
This policy shields your business from claims that a product you supply, sell, or repair causes damage, injury, or death.
Employersâ Liability Insurance
Required for businesses with employees, this insurance covers compensation if staff suffer injury or illness due to their work.
Design & Construct Professional Indemnity Insurance
This specialised policy is tailored for businesses involved in both designing and constructing projects. It protects against claims arising from breaches of professional duty.
Engineering Insurance
Health & Safety laws mandate that certain equipment must have valid inspection certificates. This coverage includes inspections and can extend to sudden and unforeseen damage to equipment.
Commercial Motor Insurance
Whether insuring a single vehicle or an entire fleet, this policy protects your businessâs vehicles against a range of risks.
Contractors All Risks Insurance
This all-risk policy covers contract works, machinery, and temporary buildings. It ensures protection against property damage while working on specific construction contracts.
Personal Accident Insurance
This policy provides financial benefits if you or employees sustain injuries in an accident. Coverage can include work-related or 24-hour protection.
Construction Bonds
Protect your business from project disruptions caused by insolvency or other unforeseen events.
Property Insurance
Safeguard your business property from damage caused by fire, floods, storms, or other risks. Coverage extends to contents and stock.
Business Interruption Insurance
This policy compensates for financial losses resulting from business interruptions due to material damage at your premises.
Choose Tailored Coverage for Your Business
Phelan Caswell Insurances is committed to ensuring that your business has the right insurance solutions. Our experienced team have proven success in Construction and Allied Trade Insurance, and can guide you in selecting the most suitable options for your needs.
If you wish to learn more about our Construction Insurance and Allied Trade Insurance, connect with our team today!
The Phelan Caswell Group
