Property & Business Interruption

Phelan Caswell Insurances has extensive knowledge of the property insurance markets. Together with Irish and UK insurers, we can offer comprehensive solutions to all your property insurance needs. 

We cater for various types of property owners insurance, including but not limited to Business Parks/Retail Parks, Apartment Blocks, Mixed Residential and Commercial buildings, Retail Units, Office Blocks and unoccupied buildings.

Covers  Available:

• Property Owners liability 
• Employers liability (for minor property repairs) 
• Buildings & Contents 
• Engineering Insurance (goods & passenger lifts) 
• Business Interruption Insurance (Loss of Rent ) 
• Legal Expenses  

Property Owners  Liability 
Property Owners  Liability insurance provides cover for damage or injury caused to a member of the public as a result of a defect in your property. 

Employers Liability
Employers Liability provides cover for claims taken against you by an employee who is injured in connection with his occupation. 

Buildings & Contents 
Material Damage All Risks cover in respect of Buildings & Contents  

Engineering Insurance 
In line with Health & Safety legislation, lifting equipment & pressurised equipment are deemed as “Statutory Items”.  This means that they must hold current inspection certificates by an independent qualified person. 

Cover for these inspections can be arranged with insurer & the cover can also be extended to include Sudden & Unforeseen Damage to the equipment itself. 

Business Interruption Insurance
This cover is designed to cover you loss of rental income, following a loss at your premises (eg fire).  

Legal Expenses  
This cover can be bought separately or it can be provided as part of a combined traders package.  This policy allows for defence costs in respect of legal proceedings.