Phelan Caswell Insurances Ltd (PCI), formally BHP Insurances Ltd, was founded in 1998 with a commitment to be a leading provider of Insurance and Financial Planning services.

Our Contacts

First Floor, Unit 16 A, Fonthill Business Park, Dublin 22, D22 F2P1

+353 1 620 2030

Working Hours

9.00 - 17.00
9.00 - 17.00
9.00 - 17.00
9.00 - 17.00
9.00 - 17.00

The construction and trade sector faces challenging insurance conditions, requiring a robust and rigorous approach to ensure you are getting the best insurance cover for your business needs at competitive premiums. 

It is important that you have the appropriate insurance in place to ensure you are adequately protected against incidents and accidents. 

Whether you are a sole trader working on your own, a commercial company with numerous employees or a large multinational contractor, you need confidence and peace of mind that both you and your business are adequately covered for any potential exposures. 

Phelan Caswell Insurances can arrange flexible insurance policies specifically tailored to reflect the requirements for your business demands.

Construction & Allied Trade Cover Available:

  • Public & Products liability 
  • Employers liability 
  • Plant, tools & equipment
  • Product Efficacy
  • Professional Indemnity (Design & Construct)
  • Engineering & Machinery Insurance
  • Motor Fleet Insurance
  • Contract Works
  • Personal Accident
  • Business Interruption Insurance
  • Property Cover (Relating To The Business)
  • General Contents & Stock

Public Liability 

Liability insurance protects you against financial loss if your actions, your negligence or the condition of your property is found to cause a person to be injured or killed, a person’s property to be damaged or destroyed or they suffer loss as a result of relying on your services or advice.

Product efficacy

Product efficacy insurance is usually purchased as an extension to Product Liability or Public Liability insurance. It provides cover against the legal liability for injury to third parties or damage to third party property arising from a product or service failing to perform its intended function.

Product liability

Businesses that supply, deliver or sell goods, even in the form of services or repairs, may need cover against claims of goods causing damage, injury or death. Product liability cover protects you if any of these events happen to another person or business by the failure of a product you are selling.

Employers‘ liability insurance

Covers you and your business for compensation costs if an employee becomes ill or injured as a result of the work they do for you. 

Design & Construct Professional Indemnity

Design and Construct (D&C) insurance is a Professional Indemnity (PI) product, specifically designed to cater to entities that perform physical construction and installation and design the products and systems they are installing or constructing. The policy protects a business against claims for loss arising out of a breach of professional duty in the exercise and conduct of the business’s activities and duties.

Engineering Insurance 

In line with Health & Safety legislation, lifting equipment & pressurised equipment are deemed as “Statutory Items”.  This means that they must hold current inspection certificates by an independent qualified person. 

Cover for these inspections can be arranged with the insurer & the cover can also be extended to include Sudden & Unforeseen Damage to the equipment itself. 

Commercial Motor 

Commercial Vehicle policies on an individual basis or a Fleet policy. 

Contractors All Risks 

Contractors All Risks Insurance provides All Risks cover for you for contract works, plant, machinery, equipment & temporary buildings for which you are legally responsible – usually while working on a specific construction contract.

The Sum Insured should be the replacement cost and, in respect of contract works/buildings, the sum insured should include the cost of Debris Removal & Architect/Surveyors Fees.

Personal Accident 

Personal Accident Insurance provides an income or benefit if you or your employees sustain an injury due to an accident. The insurance can be on a 24-hour basis or limited to work-related activities only and all benefit payments are tax-free. Cover can also be provided for medical expenses following an accident.

Construction Bonds: 

Protect against an adverse event that causes disruptions and failure to complete the project due to insolvency.

Property Cover 

Protects against claims in relation to your property which is connected to the business.

Standard cover includes fire, flood, storm explosion and cover for your contents and stock. 

Business Interruption

Provides cover for the financial losses due to an interruption to your business caused by material damage to your premises.

Should you wish to know more about our Construction Insurance and Allied Trade Insurance options please reach out to a team member.