Whether you’re buying and selling vehicles, carrying out repairs and servicing, valeting or offering a roadside breakdown cover service, you will find that we can arrange the right motor trader’s policy for your needs at a competitive premium. Not to mention, you’ll also need a motor trade insurance policy to keep you road legal.
There are typically two insurance policies- either a road risks policy or a combined policy.
Road Risks – A road risk policy will cover you to drive vehicles on the road and choose from either a third-party or comprehensive insurance policy. A comprehensive Road Risks policy will protect you from Theft, Fire, Vandalism and Accidental Damage to vehicles stored at your home address.
Combined Premises – If you have a forecourt or a garage, we can arrange cover for all of the stock you own and include Road Risks cover.
Motor trade insurance covers all sorts of different risks, such as:
- Road risk insurance
- Third-party only
- Third-party, fire and theft
- Comprehensive cover
- Public liability
- Employers’ liability
- Product liability
- Material damage cover
- Business Interruption
- Property & tools cover
- Engineering policy
- Specialist vehicle cover
- Goods in transit